# Preznt

> Preznt is a global dollar account: hold a US dollar balance and pay anyone — another Preznt user, someone new by email, a crypto wallet, or a bank account in US dollars (ACH) or euros (SEPA).

Open your account, verify your identity once, and add funds with your card or bank. Payments to other Preznt users are instant and free — no crypto experience needed.

## One dollar balance. Pay by email, bank or wallet.

- **Identity checked by Bridge** — Every Preznt account is identity-verified through Bridge, a Stripe company. Preznt never receives or stores your card number, bank account number, or identity documents.
- **Pay anyone, instantly** — Send dollars to anyone on Preznt by email or @handle — it lands in their account in seconds, with no Preznt fee.
- **USD and EUR bank payouts** — Pay a US bank account in dollars over ACH, or a European bank account in euros over SEPA, converted at Bridge's rate when it settles.
- **Invite anyone by email** — Not on Preznt yet? Pay them by email — the money is held in escrow until they claim it, and you can cancel for a refund until they do.

## How does Preznt work?

01. **Open & verify** — Sign up with your email and complete a one-time identity check with our partner Bridge. Verification is required before money can move.
02. **Add dollars** — Fund your account with your debit/credit card or bank account, just like any online checkout. (USDC transfer also supported, if you prefer.)
03. **Pay anyone** — Pay a Preznt user, invite someone by email, or pay out to a USD or EUR bank account or a Solana wallet. Add a themed card if you like.

## Pay anyone. Buy brand cards at face value.

Move your dollars to people and bank accounts around the world, or use them to buy brand gift cards, eSIM data and mobile top-ups.

**Pay anyone** — Preznt users get paid instantly. New people get an email to claim it — held in escrow and refundable until they do. Bank payouts go out in USD via ACH or EUR via SEPA, usually in 1–2 business days.

**Brand cards** — Use your balance to buy a real gift card from brands like Amazon and Walmart — plus eSIM data plans and mobile top-ups — with no Preznt fee. Delivered as a redeemable code with a scannable barcode. Brand cards are purchased outright and are non-refundable. Example brands shown — the full catalog is available at checkout.

## FAQ

**What is Preznt?**
Preznt is a global dollar account. You hold a US dollar balance and can pay anyone: another Preznt user, someone new by email, a Solana wallet, or a bank account in US dollars (ACH) or euros (SEPA).

**Why do I need to verify my identity?**
Every Preznt account completes a one-time identity check before it can add funds, pay, or withdraw. Verification is run by Bridge, a Stripe company; your identity documents stay with Bridge and are never stored by Preznt.

**Is Preznt safe?**
Yes. Payments and identity verification are handled by Stripe and Bridge, a Stripe company — both established, regulated financial infrastructure providers. Preznt never receives or stores sensitive details like your card number, bank account number, or identity documents; that information stays directly with Stripe and Bridge.

**Can I pay someone's bank account in euros?**
Yes. Add their IBAN and Preznt pays out in euros over SEPA, converted from your dollar balance at Bridge's rate when it settles. US bank accounts are paid in dollars over ACH. Bank payouts usually arrive in 1–2 business days.

**How much does it cost?**
Paying another Preznt user is free. Bank payouts carry Bridge's 0.75% fee, taken out of the amount paid. Adding funds is set by Stripe/Bridge — card funding is Stripe's rate, e.g. about $2 on $50; bank transfer is a 0.75% fee; transferring in USDC you already own is free. Brand cards are sold at face value with no Preznt fee.

**What if I pay someone who isn't on Preznt?**
We email them a secure link to claim it. The money is held in escrow until they sign up and claim it, and you can cancel for a refund until then.

**Do I need crypto experience?**
No. You add funds with your debit/credit card or bank account, just like any online checkout. Balances are held as USDC on Solana behind the scenes — no crypto experience needed.